Setting the stage by hopping into the tub, Payton works on shaving her downstairs area. Once she's nice and smooth, she calls Charlie to come help her out. Charlie comes to the bathroom, and is understandably shocked when he finds his bigtit stepmama naked and waiting for him in the bath. It takes a bit of coaxing on Payton's part, but she eventually gets Charlie to give her a pussy fingering right there in the tub. She can tell that Charlie is really hard, so she gets him to let her pull that fuck stick out and blow him as she continues to kneel in the tub. They're committed now, with Charlie agreeing to help cuck his dad, so Payton dries off and they head to the living room.